PPI Claims

So far more than four million people in the UK have made PPI claims for mis sold fees, or are currently doing so. If you have taken out a mortgage, a loan or any form of credit agreement in the last few years the chances are you, too, could be in line for PPI refunds. At PPI Claimz Made Simple e have so far helped many thousands of people claim back their payment protection insurance fees, and our expertise in this area of the law makes us the ideal people to turn to.

Unlike many other PPI claims companies we will also help you to recover any unfair credit card charges that you may have paid in the last six years. To get things underway you can either fill in the short online form, and we will call you back to discuss your case when it is convenient to you.

Why Should I Use PPI Claims UK?

We understand that there are some people who are reluctant to get involved with a claims company, but when it comes to mis sold PPI our expertise helps you to stand the best chance of success. We are more than happy to tell you that you can make a claim yourself, but with our professionals on the case we are confident your PPI claims will be stress free and simple.

These are some of the reasons why using us makes sense:

1: We have a team of SPECIALIST PPI CLAIMS SOLICITORS who are there to handle your claim with expertise and professionalism.

2: We do not charge UPFRONT FEES for claiming as we do not believe in such unethical behaviour.

3: Our NO WIN NO FEE deal is just that – if we are not successful in getting back your mis sold PPI charges, we will not ask you to pay.

4: We do not charge HIDDEN EXTRAS for anything; we will even pay to get copies of paperwork from your lender if necessary.

5: Our fees are simple: YOU PAY 25% + VAT on any funds recovered, and then only when we have successfully completed the claim.

6: Each customer is allocated a DEDICATED CASE HANDLER meaning you can catch up with your progress on the case without being passed from pillar to post.

At PPI Claimz Made Simple we work within the guidelines set by the Ministry of Justice and we are committed to the highest possible standards in customer service. We have been claiming back Payment Protection Insurance since the scandal began, and we are confident we can help you.



All the Info about Payment Protection Insurance

It is easy to get confused by the jargon and terms used in the financial services industry, and many people remain confused about PPI. Let’s have a look at things in simple terms.

How the PPI Claims Scandal Began

Some years ago the Financial Services Authority (FSA) was informed of a number of complaints regarding mis sold PPI, and an investigation discovered that such practices were widespread. There followed a serious revision of the rules a couple of years later, and the FSA levied fines on many lenders. It is now against the law for lenders to sell single rate PPI policies, and in 2011 a High Court ruling ordered that all fees on mis-sold policies must be repaid, with compensation.

PPI Claims Provisions Explained

The upshot of the High Court ruling was that the lenders, retailers among them, were obliged to make ready funds to pay back the expected rush of PPI reclaim applicants. Indeed, up to the time of writing the total, across all lenders, is in excess of £13billion, with Lloyds Banking Group alone contributing more than £5billion. Anyone who has been mis sold PPI has the right to make PPI claims for mis sold policies, and whether they choose to claim alone or to use the professional approach is entirely up to them.

How Much Will You Be Awarded?

This depends entirely on the size and duration, and the type, of loan involved, and there may be other influential factors. At present the average payout is around the £2,750 mark, but some have been much higher, and we are aware of one that was in excess of £50,000.

You can find online PPI calculators that will give you an idea of your potential PPI refunds amount.